One of the most important things you can do before you go is to make sure that you have a good, fully comprehensive insurance policy in place.

dontworrymum.com is NOT an insurance policy. 

There are many insurance products on the market - as a rough rule of thumb, you will get what you pay for. Don't expect cheap policies to provide comprehensive cover! Make sure you read the small print and check:

• Cover will be in place for the entire trip.
• Overseas medical costs are included. Daily hospital costs, medicines.
• If you are planning to participate in Adventure Training or high risk sports, make sure your policy covers these activities. 
• If you plan to hire or ride motorbikes or bicycles check that your policy will cover you if you have an accident whilst participating in these activities.
• Medical evacuation - does it include air ambulance fees ?
• If you are injured will it cover the cost of 'Mum' travelling out to be with you. Will it cover 'Mum's accommodation and living expenses?
• In the unlikely event that the worst should happen, does it include repatriation of mortal remains?
• If making a claim, be up front and honest with yourself
• Take your policy with you and / or keep a copy where you can get access to it if required.
• Itemise expenise items
• Keep valuables safe
• Report any issues immediately
• Send through a claim report
• Make and retain notes and all correspondence with your insurer
• Others .........